Blog - Twin Spires Realty

Understanding the Homeowners Insurance Contingency: Protecting Buyers in an Uncertain Market

In today’s real estate market, rising insurance premiums and changing underwriting standards are creating unexpected hurdles for homebuyers. One critical, but often overlooked, protection for buyers is the homeowners insurance contingency. This clause can play a...

How could tariffs affect the housing market?

Tariffs have the potential to create a massive impact on the housing market. Many experts believe tariffs will lead to higher home prices, worsening the already challenging homebuying market. The current president has proposed a...

Save On Utility Bills With a Home Energy Assessment

If you see daylight through the top or bottom of your door, it’s leaking. If a home is older, it likely isn’t properly insulated, or the insulation may have deteriorated. Since most leaks aren’t visible, performing...

Is Wall Street Really Buying All the Homes?

It’s true, buying a home right now is tough. You’re scrolling through listings, rushing to open houses, and maybe even losing out to more competitive offers. Somewhere along the way, you might’ve heard the reason...

Tips for First-Time Real Estate Investors

Don’t forget to look at future value, not just current rent. Real estate investors made up 15% of home purchases in the first quarter of 2024, which is the highest figure in recorded data according...

Falling Mortgage Rates Are Bringing Buyers Back

After months of high rates keeping buyers on the sidelines, things are starting to shift. Rates are already coming down due to a number of economic factors. The Federal Reserve’s 50-basis-point rate cut on September...

Housing Market Forecast: What’s Ahead for the 2nd Half of 2024

Hello dear readers! Can you believe we’re halfway through 2024? It’s been an interesting year so far, with interest rates still in the 7% range and such a low inventory of houses for sale, it’s...

The Best Way To Keep Track of Mortgage Rate Trends

If you’re thinking about buying a home, chances are you have mortgage rates on your mind. You’ve heard how they impact how much you can afford in your monthly mortgage payment, and you want to make sure you’re...

Why Overpricing Your House Can Cost You

If you’re trying to sell your home, you may be looking at this spring season as the sweet spot – and you’re not wrong. We’re still in a seller’s market because there are so few...

Your Home Is a Powerful Investment

At the beginning of 2023, there was a lot of talk about a possible recession that would cause the housing market to crash. Some even forecasted home prices would drop by as much as 10-20%—and that...