Buying a home is a powerful decision, and it remains at the heart of the American Dream. Unlike renting, owning a home means more than just having a place to live – it offers a...
Over the past year, a lot of people have been talking about housing affordability and how tight it’s gotten. But just recently, there’s been a little bit of relief on that front. Mortgage rates have gone down...
If you want to buy a home, it’s important to know how mortgage rates impact what you can afford and how much you’ll pay each month. Fortunately, rates for 30-year fixed mortgages have come down significantly since the...
If you’re thinking of buying a home this year, you’re probably paying closer attention than normal to the housing market. And you’re getting your information from a variety of channels: the news, social media, your real estate agent,...
When you read about the housing market, you’ll probably come across some information about inflation or recent decisions made by the Federal Reserve (the Fed). But how do those two things impact you and your homebuying plans? Here’s what you...
If you were worried buyer demand disappeared when mortgage rates went up, the data shows there are plenty of interested buyers still out there. The housing marketisn’t as frenzied as it was during the ‘unicorn’ years when buyer demand was through the...
When you’re preparing to buy a home, there’s a good chance your main focus is on the down payment. It’s important also to remember that closing costs must be paid as well. While these costs...
If you are fortunate enough to own your property and have built some equity, you may be wondering if now is a good time to sell. The good news for you is that Louisville is...
A mortgage is a loan for the purchase of real property, secured by a lien on the property. The lender agrees to lend the borrower money, and the borrower agrees to repay the loan over...
Are you itching to renovate your kitchen, finish the basement or update a bathroom? You may be surprised to learn the costs and unforeseen expenses of taking down walls or adding usable space to your...